/* CMF Finance Calculator – CMF branding + two-panel layout (cmf-ltd.co.uk / competitor style) */

:root {
	--cmf-fc-bg: #006ba1;
	--cmf-fc-bg-alt: #006ba1;
	--cmf-fc-accent: #55c1ad;
	--cmf-fc-panel: #f8fbff;
	--cmf-fc-panel-border: #dbe5f0;
	--cmf-fc-input-bg: #ffffff;
	--cmf-fc-input-border: #c6d4e5;
	--cmf-fc-text: #1e293b;
	--cmf-fc-text-muted: #475569;
	--cmf-fc-text-on-dark: #ffffff;
	--cmf-fc-primary: #55c1ad;
	--cmf-fc-primary-hover: #4ab09e;
	--cmf-fc-slider: #55c1ad;
	--cmf-fc-shadow: 0 10px 28px rgba(2, 33, 61, 0.12);
	--cmf-fc-shadow-soft: 0 5px 16px rgba(2, 33, 61, 0.08);
	--cmf-fc-radius: 16px;
	--cmf-fc-radius-sm: 10px;
}

.cmf-fc-calculator {
	width: 100%;
	max-width: none;
	margin: 1rem 0;
	padding: 0;
	background: transparent;
	border: none;
	border-radius: 0;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
	font-size: 19px;
	line-height: 1.5;
	color: var(--cmf-fc-text);
	box-shadow: none;
}

/* Multi-step form: one step visible at a time */
.cmf-fc-step {
	margin-bottom: 1.5rem;
	width: 100%;
}

.cmf-fc-form {
	width: 100%;
}
.cmf-fc-step-2 .cmf-fc-panel-results {
	margin-bottom: 1rem;
}
.cmf-fc-step-2 .cmf-fc-quotes-section {
	margin-bottom: 0;
}
.cmf-fc-actions .cmf-fc-btn-back {
	margin-left: 0.75rem;
}
.cmf-fc-actions-back {
	margin-top: 1rem;
}

.cmf-fc-two-panel {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 1rem;
	margin-bottom: 1rem;
}

.cmf-fc-panel {
	background: linear-gradient(160deg, #007ab7 0%, #005f90 100%);
	border: 1px solid rgba(255, 255, 255, 0.2);
	border-radius: 0;
	box-shadow: 0 8px 18px rgba(0, 81, 127, 0.22);
	padding: 1.15rem 1.2rem;
}

.cmf-fc-panel-form .cmf-fc-section {
	background: transparent;
	border: none;
	box-shadow: none;
	padding: 0;
	margin: 0;
}

.cmf-fc-section-title {
	margin: 0 0 1rem;
	font-size: 26px;
	font-weight: 700;
	letter-spacing: 0.01em;
	color: var(--cmf-fc-text);
}

.cmf-fc-subsection-title {
	margin: 1rem 0 0.75rem;
	font-size: 22px;
	font-weight: 600;
	color: #eef8ff;
}

.cmf-fc-next-step-intro {
	margin: 0 0 0.75rem;
	color: rgba(235, 246, 255, 0.86);
	font-size: 19px;
	line-height: 1.55;
}

.cmf-fc-field {
	margin-bottom: 1.35rem;
}

.cmf-fc-field label {
	display: block;
	margin-bottom: 0.4rem;
	font-weight: 600;
	color: #eef8ff;
	font-size: 19px;
	letter-spacing: 0.01em;
}

.cmf-fc-field .required {
	color: var(--cmf-fc-accent);
}

.cmf-fc-input-wrap {
	display: flex;
	align-items: center;
	background: var(--cmf-fc-input-bg);
	border: none;
	border-radius: var(--cmf-fc-radius-sm);
	overflow: hidden;
	transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.cmf-fc-input-wrap:focus-within {
	border-color: var(--cmf-fc-slider);
	box-shadow: 0 0 0 3px rgba(85, 193, 173, 0.2);
}

.cmf-fc-input-icon {
	display: flex;
	align-items: center;
	justify-content: center;
	width: 2.6rem;
	flex-shrink: 0;
	color: var(--cmf-fc-text-muted);
	font-size: 20px;
}

.cmf-fc-icon-pencil {
	font-size: 19px;
}

.cmf-fc-field input[type="text"],
.cmf-fc-field input[type="number"],
.cmf-fc-field input[type="email"],
.cmf-fc-field input[type="tel"],
.cmf-fc-field select {
	flex: 1;
	width: 100%;
	min-width: 0;
	padding: 0.85rem 0.95rem;
	border: none;
	background: transparent;
	font-size: 20px;
	color: var(--cmf-fc-text);
}

.cmf-fc-field input::placeholder {
	color: #8aa0b8;
}

.cmf-fc-select-wrap {
	padding: 0;
}

.cmf-fc-select-wrap select {
	padding: 0.78rem 0.88rem;
	appearance: auto;
	cursor: pointer;
}

.cmf-fc-field .description {
	display: block;
	margin-top: 0.25rem;
	color: var(--cmf-fc-text-muted);
	font-size: 17px;
}

/* Validation errors */
.cmf-fc-field-error {
	display: block;
	margin-top: 0.35rem;
	font-size: 17px;
	color: #dc2626;
}

.cmf-fc-field.cmf-fc-has-error .cmf-fc-input-wrap,
.cmf-fc-field.cmf-fc-has-error input[type="text"],
.cmf-fc-field.cmf-fc-has-error input[type="number"],
.cmf-fc-field.cmf-fc-has-error input[type="email"],
.cmf-fc-field.cmf-fc-has-error input[type="tel"],
.cmf-fc-field.cmf-fc-has-error select {
	box-shadow: inset 0 0 0 2px #dc2626;
}

.cmf-fc-field.cmf-fc-checkboxes.cmf-fc-has-error .cmf-fc-field-error {
	margin-top: 0.25rem;
}

/* Checkboxes */
.cmf-fc-checkboxes label {
	font-weight: 400;
}

.cmf-fc-checkbox-label {
	display: block;
	margin: 0.35rem 0;
	cursor: pointer;
	font-size: 19px;
}

.cmf-fc-checkbox-label input {
	margin-right: 0.5rem;
}

/* Primary button – orange CTA (competitor + CMF Request a Quote style) */
.cmf-fc-actions {
	margin: 1rem 0 0;
}

.cmf-fc-actions-form {
	margin-top: 1.15rem;
}

.cmf-fc-step1-actions {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 0.75rem;
	margin-top: 0.85rem;
}

.cmf-fc-step2-actions {
	grid-template-columns: 1fr;
}

.cmf-fc-step1-actions .cmf-fc-btn {
	width: 100%;
	margin: 0;
}

.cmf-fc-btn {
	display: inline-block;
	padding: 0.88rem 1.7rem;
	margin-right: 0.5rem;
	margin-bottom: 0.5rem;
	font-size: 20px;
	font-weight: 700;
	line-height: 1.4;
	text-decoration: none;
	border-radius: var(--cmf-fc-radius-sm);
	border: none;
	cursor: pointer;
	transition: background 0.2s ease, transform 0.05s ease;
	box-shadow: 0 7px 16px rgba(85, 193, 173, 0.25);
	white-space: nowrap;
}

.cmf-fc-btn::before,
.cmf-fc-btn::after {
	display: inline-block;
	vertical-align: middle;
	line-height: 1;
}

#cmf-fc-btn-back-to-form::before,
#cmf-fc-btn-back-to-quote::before {
	content: "←";
	margin-right: 0.42rem;
	font-size: 1.02em;
	transform: translateY(-0.02em);
}

#cmf-fc-btn-back-to-form::after,
#cmf-fc-btn-back-to-quote::after {
	content: "";
}

#cmf-fc-btn-get-quote::before,
#cmf-fc-btn-share::before,
#cmf-fc-btn-application::before,
#cmf-fc-btn-enquire::before {
	content: "";
	margin-right: 0;
}

#cmf-fc-btn-get-quote::after,
#cmf-fc-btn-share::after,
#cmf-fc-btn-application::after {
	content: "→";
	margin-left: 0.46rem;
	font-size: 1.02em;
	transform: translateY(-0.02em);
}

#cmf-fc-btn-enquire::after {
	content: "☎";
	margin-left: 0.46rem;
	font-size: 0.96em;
	transform: translateY(-0.02em);
}

.cmf-fc-btn-primary {
	background: var(--cmf-fc-primary);
	color: var(--cmf-fc-text-on-dark);
}

.cmf-fc-btn-primary:hover,
.cmf-fc-btn-primary:focus {
	background: var(--cmf-fc-primary-hover);
	color: var(--cmf-fc-text-on-dark);
	transform: translateY(-1px);
	box-shadow: 0 10px 20px rgba(85, 193, 173, 0.35);
}

.cmf-fc-btn-primary:disabled {
	opacity: 0.7;
	cursor: not-allowed;
	transform: none;
}

.cmf-fc-btn-secondary {
	background: var(--cmf-fc-panel);
	color: var(--cmf-fc-text);
	border: 1px solid var(--cmf-fc-panel-border);
	box-shadow: none;
}

.cmf-fc-btn-secondary:hover,
.cmf-fc-btn-secondary:focus {
	background: #e2e8f0;
	border-color: #cbd5e1;
	color: var(--cmf-fc-text);
}

.cmf-fc-btn-disabled,
.cmf-fc-btn-disabled:hover,
.cmf-fc-btn-disabled:focus {
	opacity: 0.65;
	cursor: not-allowed;
	pointer-events: none;
	transform: none;
	box-shadow: none;
}

/* Right panel – summary */
.cmf-fc-summary-section {
	display: flex;
	flex-direction: column;
}

.cmf-fc-summary {
	margin-bottom: 1.35rem;
}

.cmf-fc-summary-row {
	display: flex;
	justify-content: space-between;
	align-items: baseline;
	margin: 0 0 0.95rem;
	padding-bottom: 0.75rem;
	border-bottom: 1px dashed var(--cmf-fc-panel-border);
	font-size: 20px;
	line-height: 1.35;
}

.cmf-fc-summary-row:last-of-type {
	border-bottom: none;
	margin-bottom: 0;
}

.cmf-fc-summary-label {
	color: rgba(235, 246, 255, 0.9);
	font-weight: 500;
}

.cmf-fc-summary-value {
	font-weight: 700;
	color: #ffffff;
}

.cmf-fc-summary-net {
	display: inline-block;
	font-size: 24px;
	color: var(--cmf-fc-accent);
	background-image: linear-gradient(110deg, #55c1ad 0%, #55c1ad 42%, #d9fff6 50%, #55c1ad 58%, #55c1ad 100%);
	background-size: 240% 100%;
	background-position: 120% 0;
	-webkit-background-clip: text;
	background-clip: text;
	-webkit-text-fill-color: transparent;
	animation: cmf-fc-net-text-shine 3.8s ease-in-out infinite;
}

@keyframes cmf-fc-net-text-shine {
	0%,
	68% {
		background-position: 120% 0;
	}
	100% {
		background-position: -140% 0;
	}
}

.cmf-fc-disclaimer {
	margin: 0;
	padding: 1.3rem 0 0;
	border-top: 1px dashed var(--cmf-fc-panel-border);
	font-size: 18px;
	line-height: 1.72;
	color: rgba(235, 246, 255, 0.86);
}

.cmf-fc-disclaimer a {
	color: #8af6de;
	font-weight: 600;
}

/* Quotes section (all terms) below two panels */
.cmf-fc-quotes-section {
	background: transparent;
	border: none;
	border-radius: 0;
	box-shadow: none;
	padding: 0;
	margin: 0;
}

.cmf-fc-quotes-section .cmf-fc-section-title {
	margin: 0 0 0.75rem;
	color: var(--cmf-fc-text);
}

.cmf-fc-quotes {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
	gap: 0.75rem;
	margin-bottom: 0;
}

.cmf-fc-step-2 .cmf-fc-quotes {
	grid-template-columns: repeat(2, minmax(0, 1fr));
}

.cmf-fc-quote-card {
	position: relative;
	padding: 0.85rem 0.9rem 0.82rem;
	border: 1px solid rgba(255, 255, 255, 0.2);
	border-radius: 0;
	background: linear-gradient(160deg, #007ab7 0%, #005f90 100%);
	box-shadow: 0 7px 16px rgba(0, 81, 127, 0.26);
	overflow: hidden;
	transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.cmf-fc-quote-card::before {
	content: "";
	position: absolute;
	inset: 0 auto auto 0;
	width: 100%;
	height: 4px;
	background: linear-gradient(90deg, #8af6de 0%, #55c1ad 100%);
	opacity: 0.95;
}

.cmf-fc-quote-card:hover {
	transform: translateY(-1px);
	box-shadow: 0 10px 20px rgba(0, 81, 127, 0.3);
}

.cmf-fc-quote-preferred {
	border-color: rgba(138, 246, 222, 0.8);
	background: linear-gradient(160deg, #0088cc 0%, #00679e 100%);
	animation: cmf-fc-preferred-pulse 2.5s ease-in-out infinite;
}

@keyframes cmf-fc-preferred-pulse {
	0%, 100% {
		box-shadow: 0 0 0 0 rgba(0, 105, 161, 0.2);
	}
	50% {
		box-shadow: 0 0 0 8px rgba(0, 105, 161, 0);
	}
}

.cmf-fc-badge {
	position: absolute;
	top: 0.45rem;
	right: 0.45rem;
	padding: 0.2rem 0.45rem;
	font-size: 15px;
	font-weight: 700;
	background: linear-gradient(135deg, #8af6de 0%, #55c1ad 100%);
	color: #00314a;
	border-radius: 0;
}

.cmf-fc-badge::before {
	content: "✔";
	margin-right: 0.3rem;
}

.cmf-fc-quote-term {
	margin: 0 0 0.45rem;
	font-size: 22px;
	font-weight: 700;
	color: #ffffff;
}

.cmf-fc-quote-dl {
	display: grid;
	grid-template-columns: 1fr auto;
	gap: 0.1rem 0.75rem;
	margin: 0;
	font-size: 18px;
}

.cmf-fc-quote-dl dt {
	margin: 0;
	font-weight: 500;
	color: rgba(255, 255, 255, 0.82);
}

.cmf-fc-quote-dl dd {
	margin: 0;
	text-align: right;
	color: #ffffff;
}

/* Next step (customer details) – inputs without icon wrap */
.cmf-fc-next-step .cmf-fc-field input[type="text"],
.cmf-fc-next-step .cmf-fc-field input[type="email"],
.cmf-fc-next-step .cmf-fc-field input[type="tel"] {
	border: none;
	border-radius: var(--cmf-fc-radius-sm);
	background: #f7fbff;
	padding: 0.88rem 1rem;
	max-width: 320px;
	box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.7);
}

.cmf-fc-next-step .cmf-fc-field input:focus {
	outline: none;
	border-color: var(--cmf-fc-slider);
	box-shadow: 0 0 0 2px rgba(37, 99, 235, 0.2);
}

.cmf-fc-next-step {
	background: transparent;
	border: none;
	border-radius: 0;
	box-shadow: none;
	padding: 1rem;
	margin-top: 1rem;
}

.cmf-fc-next-step .cmf-fc-section-title {
	color: var(--cmf-fc-text);
}

.cmf-fc-next-step .cmf-fc-field label {
	color: var(--cmf-fc-text);
}

.cmf-fc-next-step .cmf-fc-next-step-intro {
	color: var(--cmf-fc-text-muted);
}

.cmf-fc-consent-field {
	margin-top: 0.35rem;
}

.cmf-fc-consent-label {
	display: flex;
	align-items: flex-start;
	gap: 0.6rem;
	font-size: 16px;
	font-weight: 500;
	line-height: 1.45;
	color: #2e587e;
}

.cmf-fc-consent-label input[type="checkbox"] {
	margin-top: 0.2rem;
	width: 18px;
	height: 18px;
}

.cmf-fc-consent-copy a {
	color: #006ba1;
	text-decoration: underline;
	font-weight: 600;
}

.cmf-fc-message {
	margin-top: 1rem;
	padding: 0.8rem 1rem;
	border-radius: 0;
	font-size: 19px;
}

/* Funding-circle-inspired calculator refresh (CMF branding) */
.cmf-fc-two-panel {
	gap: 0;
	border: 1px solid #d8e6f3;
	border-radius: 16px;
	overflow: hidden;
	background: #ffffff;
	box-shadow: 0 12px 30px rgba(0, 63, 110, 0.08);
}

.cmf-fc-panel {
	background: #ffffff;
	border: none;
	border-radius: 0;
	box-shadow: none;
	padding: 1.4rem;
}

.cmf-fc-panel-form {
	border-right: 1px solid #e6eef6;
}

.cmf-fc-field label {
	color: #0f3f6a;
	font-size: 17px;
	font-weight: 700;
}

.cmf-fc-input-wrap {
	border-radius: 12px;
	border: none;
	background: #f7fbff;
	box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.75);
}

.cmf-fc-field input[type="text"],
.cmf-fc-field input[type="email"],
.cmf-fc-field input[type="tel"],
.cmf-fc-field select {
	font-size: 27px;
	font-weight: 600;
	color: #0f3f6a;
}

.cmf-fc-summary-section {
	background: #f7fbff;
	border-radius: 12px;
	padding: 1.25rem;
}

.cmf-fc-summary-primary {
	text-align: center;
	padding-bottom: 1rem;
	margin-bottom: 1rem;
	border-bottom: 1px solid #dde9f5;
}

.cmf-fc-summary-primary-title {
	margin: 0 0 0.4rem;
	font-size: 21px;
	font-weight: 700;
	color: #0f3f6a;
}

.cmf-fc-summary-primary-value {
	margin: 0;
	font-size: 54px;
	line-height: 1.06;
	font-weight: 800;
	color: #006ba1;
}

.cmf-fc-summary-row {
	border-bottom: 1px solid #e1ecf7;
	font-size: 21px;
}

.cmf-fc-summary-label {
	color: #2e587e;
	font-weight: 600;
}

.cmf-fc-summary-value {
	color: #0f3f6a;
}

.cmf-fc-summary-net {
	-webkit-text-fill-color: unset;
	background: none;
	color: #006ba1;
	font-size: 22px;
	animation: none;
}

.cmf-fc-disclaimer {
	border-top: 1px solid #e1ecf7;
	color: #476582;
	font-size: 16px;
	line-height: 1.55;
	padding-top: 1rem;
}

.cmf-fc-step1-actions {
	margin-top: 1rem;
}

.cmf-fc-step1-actions .cmf-fc-btn {
	min-height: 60px;
	font-size: 22px;
	border-radius: 12px;
}

#cmf-fc-btn-step1-enquire {
	background: #006ba1;
}

#cmf-fc-btn-step1-enquire:hover,
#cmf-fc-btn-step1-enquire:focus {
	background: #00527b;
}

#cmf-fc-btn-step1-apply {
	background: #55c1ad;
}

#cmf-fc-btn-step1-apply:hover,
#cmf-fc-btn-step1-apply:focus {
	background: #3ca793;
}

#cmf-fc-btn-step1-enquire::after,
#cmf-fc-btn-step1-apply::after,
#cmf-fc-btn-application::after,
#cmf-fc-btn-enquire::after {
	content: "";
	margin: 0;
}

.cmf-fc-next-step {
	background: #ffffff;
	border: 1px solid #d8e6f3;
	border-radius: 16px;
	box-shadow: 0 12px 30px rgba(0, 63, 110, 0.08);
	padding: 1.4rem;
	margin-top: 0.5rem;
}

.cmf-fc-next-step .cmf-fc-field input[type="text"],
.cmf-fc-next-step .cmf-fc-field input[type="email"],
.cmf-fc-next-step .cmf-fc-field input[type="tel"] {
	max-width: 100%;
	border: none;
}

/* Landing shortcode */
.cmf-fc-landing {
	width: 100%;
	max-width: none;
	margin: 1rem 0;
	padding: 0;
	background: transparent;
	border: none;
	border-radius: 0;
	box-shadow: none;
	font-size: 19px;
}

.cmf-fc-landing-inner {
	background: transparent;
	border: none;
	border-radius: 0;
	padding: 0;
}

.cmf-fc-landing-hero {
	display: flex;
	justify-content: center;
	align-items: center;
	gap: 1.2rem;
	padding: 1.35rem 1.5rem 1.2rem;
	margin-bottom: 1rem;
	background: transparent;
	border: none;
	box-shadow: none;
}

.cmf-fc-landing-hero-main {
	max-width: 70ch;
	margin: 0 auto;
	text-align: center;
}

.cmf-fc-landing-title {
	margin: 0 0 0.5rem;
	font-size: 48px;
	font-weight: 700;
	line-height: 1.05;
	text-align: center;
	color: #005f90;
	text-shadow: none;
	background: none;
	-webkit-text-fill-color: initial;
}

.cmf-fc-landing-intro {
	margin: 0 0 0.85rem;
	color: #4b6680;
	font-size: 20px;
	text-align: center;
	max-width: 56ch;
	margin-inline: auto;
}

.cmf-fc-landing-hero-points {
	margin: 0;
	padding: 0;
	list-style: none;
	display: grid;
	gap: 0.45rem;
}

.cmf-fc-landing-hero-points li {
	position: relative;
	padding-left: 20px;
	color: #2f5678;
	font-size: 18px;
	line-height: 1.35;
}

.cmf-fc-landing-hero-points li::before {
	content: "✓";
	position: absolute;
	left: 0;
	top: 0.05rem;
	color: #8af6de;
	font-weight: 700;
}

.cmf-fc-landing-hero-trust {
	flex: 1 1 0;
	padding: 1rem 1rem 0.95rem;
	background: #f8fcff;
	border-radius: 6px;
	border: 1px solid #cfe1f2;
	color: #123f65;
	box-shadow: 0 4px 12px rgba(0, 81, 127, 0.12);
	text-align: center;
}

.cmf-fc-landing-hero-trust-icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 58px;
	height: 58px;
	border-radius: 999px;
	background: #ffffff;
	border: 1px solid #d5e4f2;
	margin-bottom: 0.5rem;
	color: #006ba1;
}

.cmf-fc-landing-hero-trust-icon-svg {
	display: block;
	width: 34px;
	height: 34px;
	fill: none;
	stroke: currentColor;
	stroke-width: 2.1;
	stroke-linecap: round;
	stroke-linejoin: round;
}

.cmf-fc-landing-hero-trust-title {
	margin: 0 0 0.25rem;
	font-size: 25px;
	line-height: 1.05;
	font-weight: 800;
	color: #005f90;
}

.cmf-fc-landing-hero-trust-sub {
	margin: 0;
	font-size: 16px;
	line-height: 1.3;
	font-weight: 600;
	color: #396286;
}

.cmf-fc-landing-feature-strip {
	margin: 0 0 2.1rem;
	padding: 1.2rem 1.4rem;
	list-style: none;
	display: flex;
	gap: 0;
	align-items: stretch;
	background: #f1f8ff;
	border: none;
}

.cmf-fc-landing-feature-strip li {
	flex: 1 1 0;
	display: flex;
	align-items: center;
	gap: 12px;
	padding: 0 0.9rem 0 0;
	min-height: 34px;
	font-size: 17px;
	font-weight: 600;
	line-height: 1.35;
	color: #285377;
}

.cmf-fc-landing-feature-strip li::before {
	content: "✓";
	display: inline-flex;
	align-items: center;
	justify-content: center;
	flex: 0 0 18px;
	width: 18px;
	height: 18px;
	border-radius: 999px;
	background: #e9f8f4;
	border: 1px solid #8adcca;
	color: #2a9d85;
	font-size: 11px;
	font-weight: 700;
	line-height: 1;
}

.cmf-fc-landing-cards {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 1.2rem;
	margin-bottom: 2.1rem;
}

.cmf-fc-landing-card {
	position: relative;
	padding: 1.65rem 1.55rem;
	background: rgba(0, 107, 161, 0.84);
	border: 1px solid rgba(255, 255, 255, 0.2);
	border-radius: 0;
	box-shadow: 0 9px 20px rgba(0, 81, 127, 0.24);
	min-height: 285px;
	display: flex;
	flex-direction: column;
	justify-content: center;
	align-items: center;
	overflow: hidden;
}

.cmf-fc-landing-card::before {
	content: "";
	position: absolute;
	inset: 0;
	background: linear-gradient(165deg, rgba(255, 255, 255, 0.08) 0%, rgba(255, 255, 255, 0.02) 100%);
	opacity: 1;
	z-index: 0;
}

.cmf-fc-landing-card::after {
	content: "";
	position: absolute;
	inset: 0;
	background: rgba(0, 107, 161, 0.84);
	z-index: 1;
}

.cmf-fc-landing-card--default,
.cmf-fc-landing-card--hard_assets {
	background: rgba(0, 107, 161, 0.78);
}

.cmf-fc-landing-card--soft_assets {
	background: rgba(0, 122, 171, 0.72);
}

.cmf-fc-landing-card--loan {
	background: rgba(0, 95, 144, 0.74);
}

.cmf-fc-landing-card > * {
	position: relative;
	z-index: 2;
}

.cmf-fc-landing-card-icon-wrap {
	position: relative;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	align-self: center;
	width: 64px;
	height: 64px;
	margin: 0 0 0.85rem;
	border: 2px solid rgba(138, 246, 222, 0.42);
	border-radius: 999px;
	background: rgba(255, 255, 255, 0.025);
	color: #8af6de;
}

.cmf-fc-landing-card-icon-wrap::before,
.cmf-fc-landing-card-icon-wrap::after {
	content: "";
	position: absolute;
	left: 50%;
	width: 2px;
	height: 47px;
	background: rgba(138, 246, 222, 0.35);
	transform: translateX(-50%);
}

.cmf-fc-landing-card-icon-wrap::before {
	top: -47px;
}

.cmf-fc-landing-card-icon-wrap::after {
	display: none;
}

.cmf-fc-landing-card-icon {
	display: block;
	width: 32px;
	height: 32px;
	margin: 0;
	fill: none;
	stroke: currentColor;
	stroke-width: 1.75;
	stroke-linecap: round;
	stroke-linejoin: round;
	filter: drop-shadow(0 4px 10px rgba(0, 0, 0, 0.22));
}

.cmf-fc-landing-card-title {
	margin: 0 auto 0.9rem;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
	font-size: 25px;
	font-weight: 700;
	line-height: 1.28;
	letter-spacing: 0;
	text-transform: none;
	max-width: 24ch;
	text-align: center;
	background: linear-gradient(135deg, #8af6de 0%, #55c1ad 100%);
	-webkit-background-clip: text;
	background-clip: text;
	-webkit-text-fill-color: transparent;
	color: #55c1ad;
	text-shadow: 0 8px 18px rgba(0, 0, 0, 0.2);
}

.cmf-fc-landing-card-description {
	margin: 0 auto 1rem;
	color: rgba(255, 255, 255, 0.86);
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
	font-size: 19px;
	line-height: 1.55;
	letter-spacing: 0;
	min-height: 0;
	max-width: 34ch;
	text-align: center;
	flex: 0 0 auto;
}

.cmf-fc-landing-card-btn {
	position: relative;
	overflow: hidden;
	margin: 0;
	align-self: center;
	font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
	font-size: 19px;
	font-weight: 700;
	letter-spacing: 0;
	text-transform: none;
	background: #ffffff;
	color: #005f90;
	box-shadow: 0 8px 16px rgba(3, 34, 58, 0.2);
	transition: transform 0.22s ease, box-shadow 0.22s ease, background-color 0.22s ease;
}

.cmf-fc-landing-card-btn::before {
	content: "";
	position: absolute;
	inset: 0;
	background: linear-gradient(120deg, rgba(255, 255, 255, 0) 25%, rgba(255, 255, 255, 0.42) 50%, rgba(255, 255, 255, 0) 75%);
	transform: translateX(-130%);
	transition: transform 0.55s ease;
	pointer-events: none;
}

.cmf-fc-landing-card-btn::after {
	content: "→";
	display: inline-block;
	margin-left: 0.46rem;
	font-size: 1.02em;
	transform: translateY(-0.02em) translateX(0);
	transition: transform 0.22s ease;
}

.cmf-fc-landing-card-btn:hover,
.cmf-fc-landing-card-btn:focus {
	background: #eef8ff;
	color: #005f90;
	transform: translateY(-2px);
	box-shadow: 0 13px 22px rgba(3, 34, 58, 0.26);
}

.cmf-fc-landing-card-btn:hover::before,
.cmf-fc-landing-card-btn:focus::before {
	transform: translateX(130%);
}

.cmf-fc-landing-card-btn:hover::after,
.cmf-fc-landing-card-btn:focus::after {
	transform: translateY(-0.02em) translateX(2px);
}

@media (prefers-reduced-motion: reduce) {
	.cmf-fc-summary-net {
		animation: none;
		background-position: 50% 0;
	}

	.cmf-fc-landing-card-btn,
	.cmf-fc-landing-card-btn::before,
	.cmf-fc-landing-card-btn::after {
		transition: none;
	}
}

.cmf-fc-landing-contact-card {
	margin-top: 2.1rem;
	padding: 1.7rem 1.8rem;
	background: #00497f;
	border: 1px solid rgba(255, 255, 255, 0.16);
	border-radius: 0;
	box-shadow: 0 9px 20px rgba(10, 42, 78, 0.28);
	color: #ffffff;
	font-family: inherit;
	text-align: center;
}

.cmf-fc-landing-contact-message {
	margin: 0 0 0.45rem;
	font-size: 30px;
	line-height: 1.2;
	font-weight: 500;
	letter-spacing: 0.01em;
	color: #eaf6ff;
}

.cmf-fc-landing-contact-meta {
	display: flex;
	align-items: center;
	justify-content: center;
	flex-wrap: wrap;
	gap: 0.6rem 1.25rem;
}

.cmf-fc-landing-contact-item {
	margin: 0;
	font-size: 31px;
	line-height: 1.15;
	color: #ffffff;
}

.cmf-fc-landing-contact-label {
	color: rgba(230, 243, 255, 0.95);
	margin-right: 0.3rem;
}

.cmf-fc-landing-contact-email {
	display: inline-block;
	padding: 0.26rem 0.7rem;
	border-radius: 999px;
	background: linear-gradient(135deg, #8af6de 0%, #55c1ad 100%);
	color: #0c3e5e;
	font-size: 22px;
	line-height: 1.1;
	font-weight: 700;
}

.cmf-fc-landing-contact-item strong {
	color: #8af6de;
	font-weight: 700;
}

.cmf-fc-landing-reviews-section {
	display: grid;
	grid-template-columns: minmax(220px, 280px) minmax(0, 1fr);
	gap: 1.2rem;
	align-items: stretch;
	margin-top: 2.1rem;
}

.cmf-fc-landing-reviews-card {
	margin-top: 0;
	padding: 1.7rem 1.8rem 1.8rem;
	background: #f1f8ff;
	border: none;
	border-radius: 0;
	box-shadow: none;
	text-align: center;
}

.cmf-fc-landing-reviews-icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 56px;
	height: 56px;
	margin: 0 auto 0.7rem;
	border-radius: 999px;
	border: 1px solid #c6ddee;
	background: #ffffff;
	color: #006ba1;
}

.cmf-fc-landing-reviews-icon-svg {
	display: block;
	fill: none;
	stroke: currentColor;
	stroke-width: 1.8;
	stroke-linecap: round;
	stroke-linejoin: round;
}

.cmf-fc-landing-reviews-message {
	margin: 0 0 1.1rem;
	font-size: 24px;
	line-height: 1.2;
	font-weight: 600;
	color: #0f3f6a;
}

.cmf-fc-landing-reviews-btn {
	min-width: 240px;
	background: #006ba1;
	color: #ffffff;
}

.cmf-fc-landing-reviews-btn:hover,
.cmf-fc-landing-reviews-btn:focus {
	background: #00527b;
	color: #ffffff;
}

.cmf-fc-calculator-reviews-wrap {
	margin-top: 2.4rem;
}

.cmf-fc-calculator-reviews-card {
	margin-top: 0;
}

.cmf-fc-success {
	background: #dcfce7;
	color: #166534;
	border: 1px solid #bbf7d0;
}

.cmf-fc-error {
	background: #fee2e2;
	color: #991b1b;
	border: 1px solid #fecaca;
}

/* Responsive */
@media (max-width: 768px) {
	.cmf-fc-calculator {
		padding: 0;
		margin: 1rem 0;
	}

	.cmf-fc-two-panel {
		grid-template-columns: 1fr;
		gap: 1rem;
	}

	.cmf-fc-panel {
		padding: 1.25rem;
	}

	.cmf-fc-quotes {
		grid-template-columns: 1fr;
	}

	.cmf-fc-step1-actions {
		grid-template-columns: 1fr;
	}

	.cmf-fc-quotes-section {
		padding: 1.25rem;
	}

	.cmf-fc-landing {
		padding: 0;
	}

	.cmf-fc-landing-inner {
		padding: 0;
	}

	.cmf-fc-landing-title {
		font-size: 34px;
	}

	.cmf-fc-landing-hero {
		flex-direction: column;
		align-items: center;
		padding: 1.15rem 1.1rem;
	}

	.cmf-fc-landing-hero-trust {
		width: 100%;
	}

	.cmf-fc-landing-reviews-section {
		grid-template-columns: 1fr;
		gap: 1rem;
	}

	.cmf-fc-landing-feature-strip {
		flex-direction: column;
		gap: 0.55rem;
		padding: 0.8rem 0.9rem;
	}

	.cmf-fc-landing-feature-strip li {
		padding: 0 0 0 2rem;
	}

	.cmf-fc-landing-cards {
		grid-template-columns: 1fr;
	}

	.cmf-fc-landing-card {
		min-height: 0;
	}

	.cmf-fc-landing-contact-meta {
		flex-direction: column;
		align-items: flex-start;
	}

	.cmf-fc-landing-contact-message {
		font-size: 24px;
	}

	.cmf-fc-landing-contact-item {
		font-size: 24px;
	}

	.cmf-fc-landing-contact-email {
		font-size: 19px;
	}
}