Privacy Notice

We respect privacy and your rights to control your personal data. Our principle guidelines are simple. We will be clear about the data we collect and why. Your data is protected by us. We do not and will not sell your data to third parties.

This Privacy Statement (the ‘Statement’) explains the personal information we collect from you, either directly or indirectly, and how we will use it. Personal information is any information that can be used to identify you or that we can link to you. The Statement also elaborates on the choices you can make about the data we collect, and how you can control these decisions. If you choose to use our service, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the service. We will not use or share your information with anyone except as described in the Privacy Policy.

The terms used in the Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at https://cmf-ltd.co.uk/wp-content/uploads/2018/02/CMF-Terms-Of-Business.pdf unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience while using our service, we may require you to voluntarily provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

Why We Need It

We need to know your basic personal data in order to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need in order to provide and oversee this service to you.

For processing of data to be lawful under GDPR CMF Ltd use;

(a) Consent: the individual has given clear consent for us to process their personal data for a specific purpose.

(b) Contract: the processing is necessary for a contract you have with the individual, or because they have asked you to take specific steps before entering into a contract.

(c) Legal obligation: the processing is necessary for you to comply with the law (not including contractual obligations).

(d) Legitimate interests: the processing is necessary for your legitimate interests or the legitimate interests of a third party unless there is a good reason to protect the individual’s personal data which overrides those legitimate interests.

How We Use Personal Information

CMF uses the data we collect to provide you with the Products and Services we offer, which includes using data to improve and personalise your experiences. We also use the data to communicate with you, for example, informing you about your agreements, new products or services available, and other types of updates.

CMF uses the data for the following purposes:

1. Providing our services

2. Communication, Marketing and Advertising

3. Business Operations

4. Customer Support

How We May Share Personal Information

CMF Ltd does not and will not sell personal information about our customers. We only disclose your data as described in this Statement. We may share information with the following types of third parties.

(a) Lenders

(b) Credit Reference Agency

(c) Third-Parties – As outlined below.

CMF Ltd uses a variety of third-party vendors to carry out services like website management and hosting, and email communications. We only share your personal data as necessary. We will complete a transaction, provide a Product or Service you have requested or authorised and only with vendors or agents working on our behalf for the purposes described in this Statement. In this case, your personal information will be shared with these third parties but only for the purpose of performing services on behalf of CMF Ltd and in accordance with this Statement. It is our legitimate interest to process your personal data for these purposes. For questions about third-party vendors, please send an email to support@cmf-ltd.co.uk

Service Providers

We may employ third-party companies and individuals due to the following reasons;

(a) to facilitate our service;

(b) to provide the service on our behalf

(c) to perform service-related services;

or (d) to assist us in analysing how our service is used

We want to inform our service users that these third parties have access to your personal information. The reason is to perform tasks assigned to them on our behalf. However they are obligated not to disclose or use the information for any purpose.

Your Rights and Choices

We want you to be in control of how your personal information is used by us. Subject to local law, you can do this in the following ways:

(a) you can ask us for a copy of the personal information we hold about you;

(b) you can inform us of any changes to your personal information, or if you want us to correct any of the personal information we hold about you;

(c) in certain situations, you can ask us to erase, block or restrict the personal information we hold about you, or object to particular ways in which we are using your personal information; and

(d) you can also ask us to send the personal information you have given us to a third party.

Where we are using your personal information on the basis of your consent, you are entitled to withdraw that consent at any time. Moreover, where we process your personal information based on legitimate interest or the public interest, you have the right to object at any time to that use of your personal information.

We rely on you to ensure that your personal information is complete, accurate and up to date. Please do inform us promptly of any changes to or inaccuracies in your personal information by contacting support@cmf-ltd.co.uk. We will respond to your request as soon as possible but certainly within 30 days.

Log Data

We want to inform you that whenever you visit our website, we collect information that your browser sends us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our service that you visit, date and time of your visit, the time spent on those pages, and other statistics.

Cookies

Cookies are files with small amount of data that is commonly used as an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collect information and to improve our service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some of our web services.

Your Communication, Marketing and Advertising Preferences

If the information we hold is personal data, we will initially require you to opt-in to receive our marketing. If the information we hold is corporate data, you will be given the opportunity to opt-out of marketing communications.

We are a business to business (B2B) finance broker, if we have communicated to you using your personal details rather than commercial, please contact us directly via support@cmf-ltd.co.uk

You can opt out of receiving direct marketing communications from CMF Ltd by following the instructions included in every email sent to you via the “Unsubscribe” tab. We respect your choice, and we will stop sending you promotional emails once you unsubscribe.

Please note, regardless of your communication settings, we will continue to communicate with you regarding changes to terms and conditions, policy updates, information about current or past finance transactions, data breaches or other significant information.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security as no security system is impenetrable.

Links to Other Sites

Our service may contact links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

Our services do not address anyone under the age of 18. We do not knowingly collect personal identifiable information from children. In the case we discover that we hold any information for a person under the age of 16, we will immediately delete this information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time, and review periodically. We will notify you of any changes by posting the new privacy policy on this page. Any changes are effective immediately, after they are posted on this page.

Customer Support

We use data to respond to customer enquiries and to provide other customer care and support services. This processing is necessary for the performance of the agreement we have with you, as well as to serve our legitimate interest.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.